Key Points
- Scaramucci says CLARITY Act may face two-to-three-year Senate delay.
- Banking opposition and filibuster rules complicate stablecoin regulation progress.
Anthony Scaramucci, founder of SkyBridge Capital, said at the Solana Policy Summit that the Digital Asset Market Clarity Act could take another two to three years to pass the Senate.
He cited resistance from banking groups and ongoing political gridlock as primary obstacles.
Although the bill cleared the House in late 2025, its path in the Senate has become uncertain.
Scaramucci’s remarks indicate that institutional investors expecting near-term regulatory clarity may need to reassess their timelines.
The broader crypto market saw mild volatility, with Bitcoin (BTC) retreating from around $82,400 to near $81,200, according to TradingView.
Senate Challenges and Banking Objections
The CLARITY Act passed the U.S. House of Representatives in July 2025 with bipartisan support.
Momentum slowed in January 2026 when backing in the Senate Banking Committee weakened after industry groups raised concerns about stablecoin yield provisions and jurisdictional divisions between regulators.
To advance in the Senate, the bill would require 60 votes to overcome a filibuster, a threshold that presents challenges amid competing legislative priorities.
Banking organizations, including the American Bankers Association, have criticized parts of the proposal related to yield-bearing stablecoins and protections for traditional financial institutions.
Amendment proposals from banking groups suggest that the legislative text remains under negotiation, reflecting broader disagreements within the financial sector.
Analysts at Baker McKenzie have described the situation as evidence of fragile consensus between crypto-native firms and banking incumbents.
The debate centers on whether stablecoins offering yield outside the banking system should face oversight similar to bank deposits.
With midterm elections approaching in November 2026, delays could force lawmakers to restart the legislative process in a new congressional session.
Market Implications and Bitcoin Outlook
The uncertainty surrounding the CLARITY Act contributes to continued regulatory ambiguity for layer-1 networks and related digital asset projects.
Scaramucci has differentiated between regulatory delays and long-term market cycles, particularly regarding Bitcoin.
He previously described the decline from October 2025 highs above $126,000 to levels near $79,000 as consistent with historical four-year halving cycles.
Technical analysts have identified the $78,920 range as a notable support area in assessing whether the broader trend remains intact.
Scaramucci’s outlook reflects expectations of prolonged stablecoin regulatory negotiations while maintaining focus on cyclical price dynamics and institutional allocation trends.
